One penny, two penny, three penny…. Often paying down debt feels like an arduous process that goes on forever. It feels like all we can put down is one penny at a time, so why bother? However, we can change our mindset by thinking about paying down debt as a form of savings. What do […]
Women and Finances
Women have unique financial needs. Especially, those who are involved in agriculture. On average, we live longer but earn less. It is common for us to have gaps in employment that impact future retirement benefits. Therefore our finances are impacted more severely, than most men, by events like divorce and widowhood. Yet, we lack the […]
Save by Reducing Debt
When glancing at my credit card debt: I felt my heartbeat faster, my anxiety building, my blood pressure increasing. Have you ever felt that way? I don’t recommend it. The debt caused so much stress that my body was in survival mode (fight or flight). Money related stress is common. According to NEFE 2021, 85 […]