If the last year has taught us anything, it’s that life can be unpredictable! Maybe it’s the loss of a family member, or a change in income, but no matter what happens, bills continue to come. What happens to unpaid bills? For instance, without emergency savings, you and your family may need to make […]
Credit can be a Necessary Financial Tool
Credit is often a necessary financial tool. It can make buying a car, going to college, or taking care of an emergency possible. Credit also enables us to build long-term financial security when we use it to purchase something like a house. Using credit wisely can be a helpful financial tool and a valuable resource. […]
Experiencing loss of income is devastating
When you have had a loss of income, it can be devastating. You may face some very difficult financial decisions when your paychecks stop coming and you do not have enough money to cover your family’s basic living expenses. Spending habits must change when income is reduced and prioritizing needs vs wants is going to […]
