When you have had a loss of income, it can be devastating. You may face some very difficult financial decisions when your paychecks stop coming and you do not have enough money to cover your family’s basic living expenses. Spending habits must change when income is reduced and prioritizing needs vs wants is going to […]
Credit Freezes – Changes Coming Soon
For all of those who have done nothing since the Equifax credit breach or any other credit breach, you may be in luck as there are changes coming to the credit freeze. According to the Federal Trade Commission, a new federal law will make credit freezes and credit alerts free. The law takes effect September […]
Teens, Credit and Credit Cards
What your child learns about credit today could affect their decision-making when they have credit cards and loans of their own. Teenagers frequently see credit as an avenue to achieve instantaneous gratification, getting what they want now and figuring out the financial consequences later. Credit can serve as both a valuable tool when handled wisely and […]
