What are you saving for? “I want more money” or “I want a vacation” are statements I repeated in my mind to nudge myself to save money. Despite my best efforts, my intentions to save fizzled. Looking back now, I set myself up for failure. My mistakes were having vague saving goals with no action […]
Updated Fair Debt Collection Act
The Consumer Financial Protection Bureau (CFPB) has updated the Fair Debt Collection Practices Act to include rules for contacting people via social media and other electronic means. These changes went into effect November 30, 2021. Summary of Updated Debt Collection Act Phone calls Under the new rule, debt collectors are allowed seven attempted calls, or […]
Holiday Gifts that Won’t Break the Bank
The holiday season is here! And with the holidays comes the tradition of gift giving. Giving gifts can be a wonderful way to show family and friends you care, but it can also be expensive. The average American plans to spend close to $1000 on holiday shopping. Holiday gifts don’t have to break the bank. […]
