If the last year has taught us anything, it’s that life can be unpredictable! Maybe it’s the loss of a family member, or a change in income, but no matter what happens, bills continue to come. What happens to unpaid bills? For instance, without emergency savings, you and your family may need to make […]
Credit can be a Necessary Financial Tool
Credit is often a necessary financial tool. It can make buying a car, going to college, or taking care of an emergency possible. Credit also enables us to build long-term financial security when we use it to purchase something like a house. Using credit wisely can be a helpful financial tool and a valuable resource. […]
Saving Money and Reducing Debt in the New Year
It’s the start of a New Year and many people are thinking about saving money or reducing debt. Know Where You Stand Before you set new goals or make changes, you need to know where you stand. Review your income and expenses for the prior year. Take a good look at where your money is […]