What is financial fitness and how do you achieve it? Most people are familiar with the steps it takes to be more physically fit. These steps usually include eating a healthy diet, regular exercise, annual physicals, screenings and taking medications and vaccinations as advised. But what is financial fitness? What can you do daily, weekly, […]
Spending Plans
Budgeting – many people hate the word and dread the thought. Here is a more friendly sounding term – Spending Plan. Budgeting is simply making a plan for how you spend your money. The idea of a budget can be intimidating, but the truth is anyone can do it and you don’t need to be […]
Saving Money and Reducing Debt in the New Year
It’s the start of a New Year and many people are thinking about saving money or reducing debt. Know Where You Stand Before you set new goals or make changes, you need to know where you stand. Review your income and expenses for the prior year. Take a good look at where your money is […]