When saving money feels so hard, it is often because spending is so easy to do! Spending money is usually an obligation to pay bills. Some of our spending is because we like new items or prefer convenience over time (eating out rather than cooking). Level of income, feelings, and how we were raised often […]
Are You Prepared for a Financial Emergency?
Unfortunately, we know that financial emergencies and unexpected expenses, like car repairs and visits to the doctor, happen. How can you help yourself be prepared to cover whatever unplanned costs may arise? Have you ever considered establishing an emergency fund? What is an Emergency Fund? An emergency fund is a savings account to cover the […]