For all of those who have done nothing since the Equifax credit breach or any other credit breach, you may be in luck as there are changes coming to the credit freeze. According to the Federal Trade Commission, a new federal law will make credit freezes and credit alerts free. The law takes effect September […]
Teens, Credit and Credit Cards
What your child learns about credit today could affect their decision-making when they have credit cards and loans of their own. Teenagers frequently see credit as an avenue to achieve instantaneous gratification, getting what they want now and figuring out the financial consequences later. Credit can serve as both a valuable tool when handled wisely and […]
Take Action Now to Prevent Someone from Stealing Your Tax Refund
Yes, it is alarming; the Equifax data breach may have exposed more than half the adults in this country to identity theft and financial fraud. Names, social security numbers, birth-dates, and other information including some credit card numbers were stolen from their data system. This is one of the estimated 1,500 data breaches in 2017; […]