We’ve all heard about security breaches. It could be that you are tired of hearing about them and still have not done anything to help protect yourself. The Federal Trade Commission reported that there were law changes in 2018 about credit freeze making them free. Free credit freezes A credit freeze restricts access to your […]
Ways to Increase Income & Decrease Expenses
People are really feeling squeezed financially these days. The costs of nearly everything are increasing while incomes are staying the same. This creates the need to make adjustments in our spending plans (budget). While it is easier to do a little of both increasing income & decreasing expenses, sometimes that is not enough. Sometimes we […]
Money Skills for Youth
Money skills and habits are greatly influenced by the behavior and values of parents and caregivers. It’s important for youth to learn and practice money skills while young. This allows youth to learn from their mistakes while the risks are low. Skills like setting a goal, prioritizing needs vs wants, setting up a savings and […]