What your child learns about credit today could affect their decision-making when they have credit cards and loans of their own. Teenagers frequently see credit as an avenue to achieve instantaneous gratification, getting what they want now and figuring out the financial consequences later. Credit can serve as both a valuable tool when handled wisely and […]
Saving Your Tax Refund
Tax refund season is here; according to the IRS, the average refund in the United States in 2016 was around $3,000. This might be the largest check many individuals or families receive all year. How are you going to manage your refund? Saving money can be hard; our tax refunds can provide an opportunity for […]
Saving Money and Building Wealth over Time
One of my New Year’s resolutions is to save more money in 2018. One of the most important things anyone can learn in life is how to save money. The best financial advice given to me was, “Pay Yourself First”. This means each pay period, before I am tempted to spend all my paycheck, I […]
