When saving money feels so hard, it is often because spending is so easy to do! Spending money is usually an obligation to pay bills. Some of our spending is because we like new items or prefer convenience over time (eating out rather than cooking). Level of income, feelings, and how we were raised often […]
Save by Reducing Debt
When glancing at my credit card debt: I felt my heartbeat faster, my anxiety building, my blood pressure increasing. Have you ever felt that way? I don’t recommend it. The debt caused so much stress that my body was in survival mode (fight or flight). Money related stress is common. According to NEFE 2021, 85 […]