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Paying Down Debt is Saving

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It seems counter-intuitive that paying down debt is indeed saving. We tend to think that if we are not directly putting money into a savings or retirement account, we haven’t gained anything. Reports from Ramsey Solutions using data from the Federal Bank Statistics and U.S. Census Bureau indicates that the average credit card debt per […]

Save by Reducing Debt

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When glancing at my credit card debt: I felt my heartbeat faster, my anxiety building, my blood pressure increasing. Have you ever felt that way? I don’t recommend it. The debt caused so much stress that my body was in survival mode (fight or flight). Money related stress is common.  According to NEFE 2021, 85 […]

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