Does the concept of saving for the unexpected seem like an impossible task for you? Maybe you are struggling financially or living paycheck to paycheck. When life happens it is challenging to stay motivated to save money for those unplanned events. However, instead of focusing on all the reasons that it is hard to save, […]
Why is Saving so Hard?
When saving money feels so hard, it is often because spending is so easy to do! Spending money is usually an obligation to pay bills. Some of our spending is because we like new items or prefer convenience over time (eating out rather than cooking). Level of income, feelings, and how we were raised often […]
Smart Strategies for Holiday Shopping on a Budget
The holiday season is a time of joy, togetherness, and celebration. It’s a time when many people face the challenge of staying on budget while finding the perfect gifts for their loved ones. However, with some thought, planning, and smart strategies, holiday shopping on a budget can be an enjoyable and stress-free experience. Check out […]