Oh my, perhaps, you just realized that you went a little overboard with purchasing gifts for the holiday and now you are stuck with paying off holiday debt. Strategies to Reduce Debt and Spending To begin with, take a look at your credit card statements or other bills and write down what you owe. Include […]
Save by Reducing Debt
When glancing at my credit card debt: I felt my heartbeat faster, my anxiety building, my blood pressure increasing. Have you ever felt that way? I don’t recommend it. The debt caused so much stress that my body was in survival mode (fight or flight). Money related stress is common. According to NEFE 2021, 85 […]
Spending Plans
Budgeting – many people hate the word and dread the thought. Here is a more friendly sounding term – Spending Plan. Budgeting is simply making a plan for how you spend your money. The idea of a budget can be intimidating, but the truth is anyone can do it and you don’t need to be […]
