The holiday season is here! And with the holidays comes the tradition of gift giving. Giving gifts can be a wonderful way to show family and friends you care, but it can also be expensive. The average American plans to spend close to $1000 on holiday shopping. Holiday gifts don’t have to break the bank. […]
Spending Plans
Budgeting – many people hate the word and dread the thought. Here is a more friendly sounding term – Spending Plan. Budgeting is simply making a plan for how you spend your money. The idea of a budget can be intimidating, but the truth is anyone can do it and you don’t need to be […]
Starting the Estate Planning Process
Regardless of how old you are or how much your things are worth, we all have things to pass on or instructions to leave for our loved ones. The estate planning process is for everyone. What would happen if you died tomorrow? Have you selected someone to take care of your children? Does your spouse […]