One penny, two penny, three penny…. Often paying down debt feels like an arduous process that goes on forever. It feels like all we can put down is one penny at a time, so why bother? However, we can change our mindset by thinking about paying down debt as a form of savings. What do […]
Why is Saving so Hard?
When saving money feels so hard, it is often because spending is so easy to do! Spending money is usually an obligation to pay bills. Some of our spending is because we like new items or prefer convenience over time (eating out rather than cooking). Level of income, feelings, and how we were raised often […]
Volunteering is a Superpower
We think that superpowers are limited to great nations, presidents of companies, professional athletes, or pop stars. When, in fact, we all have superpower capabilities. Volunteering in 4-H can be a superpower for us all. 4-H is… A youth development organization that reaches over 110,000 youth in Colorado alone each year. Focused on four pillars […]
