We’ve all heard about security breaches. It could be that you are tired of hearing about them and still have not done anything to help protect yourself. The Federal Trade Commission reported that there were law changes in 2018 about credit freeze making them free. Free credit freezes A credit freeze restricts access to your […]
Paying Down Debt is a Form of Savings
One penny, two penny, three penny…. Often paying down debt feels like an arduous process that goes on forever. It feels like all we can put down is one penny at a time, so why bother? However, we can change our mindset by thinking about paying down debt as a form of savings. What do […]
Women and Finances
Women have unique financial needs. Especially, those who are involved in agriculture. On average, we live longer but earn less. It is common for us to have gaps in employment that impact future retirement benefits. Therefore our finances are impacted more severely, than most men, by events like divorce and widowhood. Yet, we lack the […]