Oh my, perhaps, you just realized that you went a little overboard with purchasing gifts for the holiday and now you are stuck with paying off holiday debt. Strategies to Reduce Debt and Spending To begin with, take a look at your credit card statements or other bills and write down what you owe. Include […]
What to Do When Everyone is Home
During winter break and everyone is home, what are you going to do every day? No need to panic, we have some ideas to keep everyone busy, productive, learning and practicing healthy habits. Game or Puzzle Time Playing a game or working a puzzle can enhance social connections. Take advantage of opportunities to have meaningful […]
Cherished Gift Certificates
Are you are struggling with what to give this winter season? If so, consider one of these suggestions that can be presented as a gift certificate or coupon for future use by the recipient. A gift certificate can be customized to match your skills and budget while keeping in mind their interests. Many gifts are […]
