Budgeting – many people hate the word and dread the thought. Here is a more friendly sounding term – Spending Plan. Budgeting is simply making a plan for how you spend your money. The idea of a budget can be intimidating, but the truth is anyone can do it and you don’t need to be […]
Tracking Your Spending
For many people tracking your spending is a new thing. It’s the beginning step to creating your spending plan. You need to know where your money has gone in order to make changes and get it going where you want it to go. There is no one best way to track your spending. The […]
Spending Choices and Personality
Many factors influence how we spend money. One of the biggest factors is our attitudes about money. Understanding how buying things makes you feel is key to helping you spend money on things that match your needs and values. What Type of Buyer Are You? Bargain Buyer – Are you less interested in what you […]