Unfortunately, we know that financial emergencies and unexpected expenses, like car repairs and visits to the doctor, happen. How can you help yourself be prepared to cover whatever unplanned costs may arise? Have you ever considered establishing an emergency fund? What is an Emergency Fund? An emergency fund is a savings account to cover the […]
Experiencing loss of income is devastating
When you have had a loss of income, it can be devastating. You may face some very difficult financial decisions when your paychecks stop coming and you do not have enough money to cover your family’s basic living expenses. Spending habits must change when income is reduced and prioritizing needs vs wants is going to […]
Establishing a New Daily Routine
Our daily routine has been totally disrupted from whatever normalcy we once knew. We long for our “normal days” however; we now have a new normalcy. What new roles have you taken on or how has your family routine been adjusted? Have you been able to establish a new daily routine or is it still […]
