People are really feeling squeezed financially these days. The costs of nearly everything are increasing while incomes are staying the same. This creates the need to make adjustments in our spending plans (budget). While it is easier to do a little of both increasing income & decreasing expenses, sometimes that is not enough. Sometimes we […]
Life Happens; Save for the Unexpected
Does the concept of saving for the unexpected seem like an impossible task for you? Maybe you are struggling financially or living paycheck to paycheck. When life happens it is challenging to stay motivated to save money for those unplanned events. However, instead of focusing on all the reasons that it is hard to save, […]
Making Food Gifts with Children
One of the many things I enjoy doing this time of year is working with my children to make holiday gifts. Making and giving gifts is a great way to spend time together while strengthening bonds with children. But when the gifts you make are food, it is even more fun and delicious! Every holiday […]