People are really feeling squeezed financially these days. The costs of nearly everything are increasing while incomes are staying the same. This creates the need to make adjustments in our spending plans (budget). While it is easier to do a little of both increasing income & decreasing expenses, sometimes that is not enough. Sometimes we […]
Financial Fitness
What is financial fitness and how do you achieve it? Most people are familiar with the steps it takes to be more physically fit. These steps usually include eating a healthy diet, regular exercise, annual physicals, screenings and taking medications and vaccinations as advised. But what is financial fitness? What can you do daily, weekly, […]
Saving Money and Reducing Debt in the New Year
It’s the start of a New Year and many people are thinking about saving money or reducing debt. Know Where You Stand Before you set new goals or make changes, you need to know where you stand. Review your income and expenses for the prior year. Take a good look at where your money is […]