People are really feeling squeezed financially these days. The costs of nearly everything are increasing while incomes are staying the same. This creates the need to make adjustments in our spending plans (budget). While it is easier to do a little of both increasing income & decreasing expenses, sometimes that is not enough. Sometimes we […]
Financial Fitness
What is financial fitness and how do you achieve it? Most people are familiar with the steps it takes to be more physically fit. These steps usually include eating a healthy diet, regular exercise, annual physicals, screenings and taking medications and vaccinations as advised. But what is financial fitness? What can you do daily, weekly, […]
Spending Plans
Budgeting – many people hate the word and dread the thought. Here is a more friendly sounding term – Spending Plan. Budgeting is simply making a plan for how you spend your money. The idea of a budget can be intimidating, but the truth is anyone can do it and you don’t need to be […]