When saving money feels so hard, it is often because spending is so easy to do! Spending money is usually an obligation to pay bills. Some of our spending is because we like new items or prefer convenience over time (eating out rather than cooking). Level of income, feelings, and how we were raised often […]
Smart Strategies for Holiday Shopping on a Budget
The holiday season is a time of joy, togetherness, and celebration. It’s a time when many people face the challenge of staying on budget while finding the perfect gifts for their loved ones. However, with some thought, planning, and smart strategies, holiday shopping on a budget can be an enjoyable and stress-free experience. Check out […]
Reducing Energy Costs
The U.S. Energy Information Administration predicts energy prices will continue to increase by about 3.3% in 2023. This is after an increase of just over 7% so far in the year 2022. As we are heading into the fall/winter seasons and kicking on our heaters, let us look at some ways to help reduce energy […]
