We can’t always predict what will happen in life, but we can be prepared by saving for the unexpected. According to the most recent Federal Reserve Survey of Consumer Finances (2019), Americans on average have less than $5,000 in their savings/emergency account. Many financial institutions or professionals suggest that we should have a minimum savings […]
Save Automatically
What are you saving for? “I want more money” or “I want a vacation” are statements I repeated in my mind to nudge myself to save money. Despite my best efforts, my intentions to save fizzled. Looking back now, I set myself up for failure. My mistakes were having vague saving goals with no action […]
Holiday Gifts that Won’t Break the Bank
The holiday season is here! And with the holidays comes the tradition of gift giving. Giving gifts can be a wonderful way to show family and friends you care, but it can also be expensive. The average American plans to spend close to $1000 on holiday shopping. Holiday gifts don’t have to break the bank. […]
