The holiday season is here and along with the fun and family time, come extra expenses. The holidays can mean extra spending on gifts, travel, charitable giving, decorations, and food for special meals. If you haven’t planned ahead for extra expenses, it can mean swiping the credit card to cover it. The average American spends […]
Saving Money and Reducing Debt in the New Year
It’s the start of a New Year and many people are thinking about saving money or reducing debt. Know Where You Stand Before you set new goals or make changes, you need to know where you stand. Review your income and expenses for the prior year. Take a good look at where your money is […]
Tips to Help You Save Money
Why Having a Savings Account is so Important Maintaining an emergency savings account may be the most important difference between those who manage to stay afloat and those who sink in debt. Many Americans are finding it hard to save money. National polls conducted in 2018 show that 58% of Americans have less than $1,000 in […]
