One penny, two penny, three penny…. Often paying down debt feels like an arduous process that goes on forever. It feels like all we can put down is one penny at a time, so why bother? However, we can change our mindset by thinking about paying down debt as a form of savings. What do […]
Ways to Increase Income & Decrease Expenses
People are really feeling squeezed financially these days. The costs of nearly everything are increasing while incomes are staying the same. This creates the need to make adjustments in our spending plans (budget). While it is easier to do a little of both increasing income & decreasing expenses, sometimes that is not enough. Sometimes we […]
Benefits of Working Puzzles
Puzzles have been a beloved pastime for centuries, and they offer a plethora of benefits that go beyond mere entertainment. Let’s explore the numerous advantages of working puzzles and why you should consider making them a part of your routine. January 29th is National Puzzle Day. In a fast-paced world filled with screens and digital […]
