Money skills and habits are greatly influenced by the behavior and values of parents and caregivers. It’s important for youth to learn and practice money skills while young. This allows youth to learn from their mistakes while the risks are low. Skills like setting a goal, prioritizing needs vs wants, setting up a savings and […]
Saving for the Unexpected
Have you ever experienced an unexpected expense such as a car repair, an unplanned visit to the doctor or dentist or replacing a broken appliance? I know that I have. According to a 2017 Federal Reserve report, when faced with a hypothetical emergency expense of only $400, 4 in 10 adults stated they were unable […]
Lifelong Habits
Turning New Year’s resolutions into lifelong habits begins with setting SMART goals. They help you think about what you want to change, why you want to change it, and how you will get there. If you haven’t written down your SMART goals yet, go back and read Time to make a change: How to set […]