There is nothing more contagious or heartwarming than the sound of laughter from small children. When you hear it, you just can’t help but smile. As adults, we spend an incredible amount of time being serious, responsible, and focused. We are ‘in charge’ of something like a work project, family safety and finances, or (for […]
Ways to Increase Income & Decrease Expenses
People are really feeling squeezed financially these days. The costs of nearly everything are increasing while incomes are staying the same. This creates the need to make adjustments in our spending plans (budget). While it is easier to do a little of both increasing income & decreasing expenses, sometimes that is not enough. Sometimes we […]
Things to Consider when Planning Your Garden
Spring is in the air, and it is time to start considering planning your gardens. Planning helps you make the most of your garden’s available space and sunlight. Knowing what, when, and where to plant can often be overwhelming. Taking time to make a plan will help you be successful in your endeavors. This article […]
