Are you feeling stressed about the expenses that come with holiday spending? Holidays are a time to celebrate with loved ones while cherishing holiday traditions. One of these traditions may be shopping. This is the time of year when we spend a staggering amount on winter holidays. The National Retail Federation estimates that we will […]
Credit Freezes – Should you do this?
We’ve all heard about security breaches. It could be that you are tired of hearing about them and still have not done anything to help protect yourself. The Federal Trade Commission reported that there were law changes in 2018 about credit freeze making them free. Free credit freezes A credit freeze restricts access to your […]
Outsmarting Scams and Frauds
Outsmarting scams and frauds are a constant challenge. Scams targeting older adults are evolving. However, with the right knowledge you can stay ahead of the game. According to the 2023 FBI Internet Crime Report, individuals aged 60+ reported 101,068 incidents, resulting in $3.4 billion in losses. This is up from 2022, which had 88,262 complaints […]