People are really feeling squeezed financially these days. The costs of nearly everything are increasing while incomes are staying the same. This creates the need to make adjustments in our spending plans (budget). While it is easier to do a little of both increasing income & decreasing expenses, sometimes that is not enough. Sometimes we […]
Life Happens; Save for the Unexpected
Does the concept of saving for the unexpected seem like an impossible task for you? Maybe you are struggling financially or living paycheck to paycheck. When life happens it is challenging to stay motivated to save money for those unplanned events. However, instead of focusing on all the reasons that it is hard to save, […]
Why is Saving so Hard?
When saving money feels so hard, it is often because spending is so easy to do! Spending money is usually an obligation to pay bills. Some of our spending is because we like new items or prefer convenience over time (eating out rather than cooking). Level of income, feelings, and how we were raised often […]
